What is the difference between gross and net salary at Albert Heijn?
Published: January 1, 2026
The gross salary is the amount you earn before taxes and deductions. The net salary is what you actually receive in your bank account.
**Deductions from gross to net:**
- Income tax (wage tax + national insurance contributions)
- Health insurance contribution (ZVW)
- Any pension contributions
**Gross vs net guideline:**
- For younger employees (under 18), the net amount is usually 80-90% of gross.
- For adult employees with a modal income, the net amount is approximately 70-80% of gross, depending on your personal situation.
You can calculate your exact net salary with our salary calculator on the 'Calculate Salary' page.